Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint and idempotentHint, so the safety profile is known. The description adds value by specifying the exact information returned (remaining quota, reset date, upgrade path), which is beyond what annotations provide. It doesn't mention troubleshooting or edge cases, but for a simple status check this is sufficient.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.