Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds no behavioral detail beyond purpose — notably it doesn't disclose that trim and remove_empty default to true, meaning input lines are silently altered, though that is documented in the schema. With annotations carrying the load, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.