Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world behavior, so safety is covered. The description adds a useful output summary ('score /60 with per-check results and improvement tips'), but an output schema exists, so that value is partly redundant. It says nothing about which checks are performed or how the /60 is composed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.