Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive). The description adds meaningful context beyond them: the BYOK/API-key requirement for embeddings mode, that tfidf needs no key, and the per-case plus overall verdict behavior. Good added value though not exhaustive on edge cases.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.