Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and non-destructive, so the bar is lower. Description adds value by clarifying output is human-readable YAML, handles special cases (nested, arrays, multiline), and has no external dependencies. No contradictions.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.