Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, and non-destructive. The description adds useful context by listing the exact supported model families and that the result is a USD cost figure. It doesn't disclose edge cases like currency rounding or pricing data freshness, but the annotation coverage lowers the burden.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.