Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive/non-open-world, so the safety profile is covered. The description adds meaningful behavioral detail beyond that: quoted values, inline comments, export prefix, escape sequences, and that all key-value pairs are returned. It does not say how malformed lines or duplicate keys are handled, which is the remaining gap.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.