Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint, and destructiveHint=false. The description adds the important behavioral trait that the call is paid (0.10 USDC per call), which is not covered by annotations, though payment mechanics and rate limits remain unspecified.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.