Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, openWorld), so the bar is lower; the description adds the non-obvious commercial constraint that each call costs 0.01 USDC. It also discloses how the number is derived (mean of components available that day) and names each component's source, which is context the annotations cannot carry.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.