Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries full burden. It discloses statelessness, pricing, data retention ('raw events are not retained'), no LLM usage, and disclaimers (not financial advice). However, it omits details about error behavior or what happens upon invalid input, preventing a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.