Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, covering the safety profile. The description adds value by disclosing the cost ('$0.03 per call') and the precise return structure (pass bool, violations with id/impact/help/help_url/nodes_affected), which are not covered by annotations or the output schema alone.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.