Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish readOnly, idempotent, and non-destructive behavior. The description adds valuable behavioral context beyond the annotations: the call makes a live HTTP request (network dependency), costs $0.03 per call, and returns a specific shape (pass bool and findings[] with id/severity/detail). This is more than the annotations alone provide.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.