Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, openWorld), so the bar is lower. The description adds genuinely non-structured context: this is a fixed, operator-curated watchlist that cannot be modified through the API, entries are annotated with last-checked and freshness state, and adding a tender requires contacting a human. That is real behavioral disclosure beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.