Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. It usefully discloses the state change (wallet stops being tradeable) and a key boundary (login addresses are not removable), but says nothing about permissions/auth, what happens if the proof doesn't exist, or whether the removal is reversible by re-proving.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.