Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower. The description still adds genuine value by disclosing data vintage/quality traits: 'period, scale and missing-data status', and by clarifying the data is observational, not live.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.