Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations declare the safety profile (readOnlyHint=false, destructiveHint=false, idempotentHint=false), so the description is not the sole source. It usefully adds that publishing creates an immutable snapshot, but it does not clarify what happens on republish or whether publishing is reversible — relevant given idempotentHint=false.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.