Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose meaningful behavior: the response is deliberately truncated ('top 3 dots (symbol+band only)') and the hit-rate is 'simulated', which warns the agent the metric is not a real backtest. It does not cover auth, rate limits, or freshness/latency guarantees.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.