Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, destructiveHint=false, and openWorldHint=true, covering the safety profile. The description only adds that the underlying translation is the World English Bible; it says nothing about return format, handling of invalid references, or output size. With annotations carrying the behavioral burden, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.