Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and adds only cost information ('FREE, unlimited'). It says nothing about whether attestations are permanent/irreversible writes, what permissions or identity are required, whether the call is atomic, or what happens on partial failure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.