Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full behavioral burden. 'Retrieve' implies a read-only operation, but nothing is said about permissions, behavior for an unknown/invalid SKU, or SKU case sensitivity. The output schema covers the return shape, so the remaining gap is moderate rather than severe.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.