Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the read-only profile, and the description adds meaningful non-schema behavior: results are limited to people within the caller's location access, with admins seeing everyone. That permission-scoping detail is genuinely useful and not derivable from annotations or schema, though staleness/freshness beyond the within_hours window is not discussed.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.