Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100% and there is a single optional param, so the baseline is 3, but the description adds real semantics the schema lacks: omitting it (or true) keeps source_backends while false drops that object while status and payments_ready still return, extra keys are rejected, and {} is valid. Only the default value itself is left to the schema.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.