Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark the tool read-only, idempotent, and non-destructive, and the description adds the key behavioral nuance that results are estimates/screening-level ('Estimate', 'indicative') rather than definitive answers. It also clarifies the tool is not advice, which is a meaningful behavioral boundary beyond the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.