Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only declare readOnlyHint=true, so the description has room to add value, and it does: it discloses the composition of the plan (approve → deposit → allowance cleanup), that the three steps are atomic, and that the vault interface omits minimum-shares and deadline protections. It stops short of saying explicitly that nothing is broadcast on-chain or what the plan output looks like, but the “wallet plan” phrasing is consistent with the read-only annotation.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.