Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds genuinely new context — 'without changing records or spending credits' — which matters in a toolset where enrichment siblings consume credits, so an agent learns this call is free.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.