Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so safety is covered. The description still adds genuine behavioral context beyond the annotations: it discloses the return contents (provider list, key prefix, last-used date) and explicitly states the actual key is never returned, which is meaningful for an agent reasoning about secret exposure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.