Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden well: it discloses the resulting state (proposed, not accepted), the auth requirement with the three accepted header forms, and the validation rule that proposed_by must be a roster agent. It omits idempotency/duplicate handling and rate limits, but the safety-relevant behavior is covered.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.