Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden and delivers real behavioral context: non-filing departments appear as missing, it does not fabricate notes, and it does not trigger a rollup. Missing only secondary traits like auth needs or rate limits, which are minor for a read.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.