Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden. It does usefully disclose that the figure is 'rough' and 'non-binding', which sets expectations correctly for a pricing tool, but it says nothing about what happens when location falls outside the metro, whether it errors or assumes KC, or whether a service-area check is a prerequisite.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.