FDIC-insured banks by commercial real estate concentration
search_bank_cre_exposureSearch 4,313 FDIC-insured banks by their commercial real estate book at the June 2026 call report: total CRE, construction and multifamily in dollars and against equity and assets, noncurrent and net charge-off ratios, ROA, and two screens against the 2006 Interagency CRE guidance (construction over 100%, total CRE over 300%). For 4,242 of them, UBPR's peer-group and national percentile RANKS on the same concentrations. Filter by state, name, CRE-to-equity range, guidance screen, minimum assets or minimum noncurrent ratio; sort by cre_to_equity (default), construction_to_equity, noncurrent, cre_total, assets or multifamily. Free. THE GUIDANCE IS QUOTED, NOT APPLIED: it tests TOTAL RISK BASED CAPITAL; the ratios here are on equity and the ranks on Tier 1 plus the allowance, so above_*_guidance_on_equity is a screen against a proxy. Every row states its quarter. No person appears in this data.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| name | No | Substring of the institution name, case-insensitive, e.g. 'riverhills'. | |
| sort | No | Descending on the named measure. Default cre_to_equity. | |
| limit | No | Rows to return, 1 to 50. `matched` states the true total regardless. | |
| state | No | Two-letter US state, district or territory code of the bank's home office. Unknown codes are refused, not searched. | |
| above_guidance | No | true: only banks whose total CRE exceeds 300% of equity (the guidance line, on a proxy denominator). false: only banks under it. | |
| min_assets_usd | No | Floor on total assets in dollars, e.g. 1000000000 for $1B. | |
| min_noncurrent_pct | No | Floor on the CRE noncurrent ratio in percent. | |
| max_cre_to_equity_pct | No | Ceiling on the same ratio. | |
| min_cre_to_equity_pct | No | Floor on total CRE as a percent of equity, e.g. 300. |