Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does meaningful work: it discloses that mirrored paper positions are closed and that reserved allocation returns to the wallet. It omits irreversibility, what happens if no copy is active, and any auth expectations, which keeps it below 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.