Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the burden of behavioral disclosure. It reveals that the tool queries closed positions, combines results into a combined PnL time-series, and is rate limited to 1 request per 30 seconds. 'Simulate' also implies non-destructive, read-only behavior, and the return behavior is stated.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.