Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the full burden and does disclose the return format ('Returns a JSON time-series of AUM/PnL snapshots') and the capping behavior of limit ('Max snapshots to return'). However, it omits the time-series ordering, pagination behavior, and error handling for invalid fund_id, which matter for a tool with zero annotation coverage.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.