Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden and does so well: it discloses irreversibility, the capital-return side effect, that the performance record survives for reporting/copy-trader settlement, and that the rationale is published publicly. That last point is a non-obvious, decision-relevant disclosure an agent would otherwise miss.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.