Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly/idempotent/non-destructive, so the bar is lower, and the description still adds real behavioral context: adaptive runs are excluded, moves are only reported where two intervals separate, method-version changes are flagged as a method break, and the default scope is account-only. These are substantive methodology disclosures not derivable from structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.