Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations carry only a title, so the description bears the full burden. It usefully discloses the minimum increment rule (5%, min 50 GC) and that the note surfaces in the auction feed, but omits the critical economics of a mutation: whether coins are escrowed, refunded when outbid, or lost, and whether a bid is reversible.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.