Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, openWorld and non-destructive, so the safety profile is covered. The description adds genuinely new behavioral context beyond them: the lookup is against a live external system (implying network dependency and possible latency/outage), it enriches with known company profiles, and it carries a per-call cost of $0.005 after 5 free calls per day.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.