Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
No annotations are present, so the description carries the burden. It discloses the read-only nature, the $0.01 cost, and that inspected tools are never called. It does not cover failure modes or payment prerequisites, but the core safety and cost behavior is clear.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.