Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, openWorld, and non-destructive hints, so the bar is lower, but the description still adds meaningful behavioral detail: it will not fetch base_url, will not follow redirects, and will not retain response bodies. These are non-obvious limits that materially shape an agent's expectations and are not captured in the annotations or schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.