Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive behavior, so the bar is lowered. The description still adds real value: it defines what each result state means and warns that a failed check must not be treated as available, which is non-obvious failure semantics an agent could otherwise get wrong.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.