Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already mark the tool read-only and idempotent, and the description goes beyond that with rich behavioral detail: per-group limits, best-match-first ordering, exact/prefix matching rules, minimum name length, Chinese-name support for superinvestors, and the meaning of the detail field. This gives an agent a strong model of how the tool behaves.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.