Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnlyHint=true, idempotentHint=true, openWorldHint=true), and the description adds the checksum method plus a mention of a signed XDR-1 receipt. However, it does not describe failure behavior, error handling, or other behavioral traits beyond what annotations and the output schema provide, so it adds only moderate value.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.