Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, open-world, so the bar is lower, and the description still adds genuinely new behavioral facts: the call is paid, results are deterministic, and you get a single combined receipt rather than three responses. It does not say what happens if only one or none of the (all-optional) parameters is supplied.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.