Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, and openWorld, so the safety profile is covered. The description then adds real access-control context the annotations lack: results are limited to public records, private data requires a fresh read-only signature from the original payer, and URLs or payment vouchers are not credentials. That is meaningful added behavioral disclosure.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.