Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the readOnlyHint and idempotentHint annotations, the description discloses the public API source, automatic ticker-to-id mapping, 60-second server-side caching, and preflight protection against paying during an API outage. This adds meaningful operational context without contradicting annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.