Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the behavioral disclosure burden. It states it reads on-chain Anchor accounts directly, revealing a read-only nature and data source, which is useful context. It stops short of explaining health flag semantics or data freshness, but the core behavior is transparent.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.