Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=false, so the safety profile is covered. The description adds genuinely useful non-annotation context: access is scoped to the authenticated buyer via X-MCP-API-Key or a buyer X-Agent-Token, implying authorization/ownership checks that an agent must satisfy.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.