Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already indicate mutating, non-idempotent, non-destructive behavior. The description adds valuable context beyond annotations by specifying the exact status transition to 'past_due' and the fact that auto-renewal stops, while noting reactivation via resume_subscription.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.