Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, idempotentHint=true, and destructiveHint=false, establishing the safe read-only nature. The description adds the returned fields but no additional behavioral context such as pagination, default limits, or filtering behavior beyond what schema already documents. This satisfies the lower bar with annotations present.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.