Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive), so the bar is lower. The description nonetheless adds genuinely useful behavior: the returned due value is a UTC instant with a company timezone, and both unseen and missing IDs resolve to "not found" rather than a permission error. That error-semantics disclosure is valuable and not derivable from the schema.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.